Personal & business banking
A century of banking discipline with software that gets out of your way — clear accounts, honest rates, and a person to call when it matters.
Today's rates
Annual percentage yield, updated weekly. No minimum balance on savings.
One statement, no fine print. If a fee exists, it's listed on the account page before you open it — not discovered later.
A callback within the hour from someone who can actually resolve it — not a queue that resets every time you call back.
FDIC coverage, fraud monitoring, and instant card freezing from the app the moment something looks wrong.
Pick what fits today — most customers use two or three of these together.
No monthly fee, no minimum balance, and a debit card that freezes instantly from the app.
Open checking →4.35% APY with no lock-in. Move money between savings and checking with no waiting period.
Start saving →Fixed and adjustable terms with a decision in 48 hours, not weeks.
Check my rate →Payroll, invoicing, and multi-user access built for teams under 50 people.
Set up business →IRAs and 401(k) rollovers with a dedicated advisor, not a call center script.
Talk to an advisor →Most applications are approved same-day, with your card arriving within a week.
Ten minutes, no branch visit required. You'll need an ID and a way to fund your first deposit.
We confirm your identity and, for most accounts, approve you the same day you apply.
Use your account instantly online while your physical card is mailed to you.
Yes. All deposit accounts are FDIC-insured up to $250,000 per depositor, per account category.
Most personal accounts are approved the same day. Business accounts and loans typically take 24–48 hours.
Yes — our switch service moves your direct deposits and recurring payments over automatically within 10 business days.
We have 12 branches nationwide, and full phone and video-call support everywhere else.
Open an account in ten minutes, or talk to an advisor first — no pressure either way.
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